American Integrity Insurance introduces commercial residential property programme in Florida

American Integrity Insurance Group, Inc., a property insurance provider in the Southeast, has announced the launch of its new Commercial Residential Property Programme.

The initiative is designed to offer comprehensive protection for condominium associations, townhome associations, and homeowners associations throughout Florida.

This expansion into commercial lines comes on the heels of the company’s successful Initial Public Offering earlier this year, highlighting both its financial strength and its long-term growth strategy.

The programme provides broad coverage for buildings, shared spaces, and property owned by associations, while also delivering strong protection against natural disasters.

Supported by a robust reinsurance structure, the programme is built to withstand even the most active hurricane seasons. In addition, its underwriting approach has been developed specifically for Florida’s community associations, ensuring that coverage is carefully aligned with the risks they face.

American Integrity’s solid financial position adds further confidence for policyholders. The company currently holds an “A” (Exceptional) rating from Demotech and a BBB+ rating from KBRA, affirming its stability and ability to meet long-term obligations.

With this launch, American Integrity is expanding its role as a trusted partner for Florida communities, combining tailored risk solutions with the financial strength to support resilience well into the future.

“Florida’s commercial residential market faces unique risks, and American Integrity is ready to meet these challenges head-on,” commented Jon Ritchie, President of American Integrity. “This programme strengthens our commitment to communities and reinforces our role as a stable, forward-looking insurer in a rapidly evolving market.”

“With this new program, we are excited to begin insuring the condominium, townhome, and homeowners associations that form the backbone of Florida communities,” added Patrick Madigan, SVP of Underwriting.

“This product was built with Florida associations in mind. It provides confidence, peace of mind, and the stability that residents deserve — especially in a state where weather risks are a fact of life.”